Personal finance guru Jeremy Schneider explains what human experts can still do better than robo-investors and AIJeremy Schneider has a $4m portfolio and says he spends about five minutes a year managing it. Investing, he says, is dead simple.So why did he start a financial advising firm?Keep investing simple. One target date index fund works for most people.Use AI and roboadvisers for straightforward tasks – buying index funds, defining financial concepts, and summarizing information – but remember AI is not foolproof.Be frugal and live below your means, which will give you more money to put toward your goals.If you’re looking for paid financial advice, learn about how the adviser gets paid – and what conflicts of interest might result. Continue reading...

Source: https://www.theguardian.com/lifeandstyle/2026/may/19/do-you-need-a-financial-advisor